| Insuring Your Cobra
Replica
Track Events
[Dean] "I have my insurance with David
Parish. Recently I received a letter from David informing me that
the carrier providing my coverage has been bought out by another
carrier. Whereas the new carrier boasts better coverage IT DOES NOT
COVER CLUB RELATED TRACK EVENTS OR PERFORMANCE DRIVING SCHOOLS."
[K] "State Farm. They have an additional
'racing' policy for track events."
[WC] "I'm not positive, but I think my
Haggerty policy explicitly states that it doesn't cover any track
related events."
[JC] "The last time i checked with 21st
century, they covered driver schools. Try to use the word 'school'
in your question, and NEVER use the word 'RACE'!!!"
[BD] "Just renewed or policy with Hagerty
(CNC) this month and had the "OH bye the way" addition to
it.
Racing Exclusion Endorsement:
NO coverage under this policy while "your covered auto "
is
#1: Involved in an organized OR impromptu race. BUT not limited to
the auto's
a: preparation for a race:
b: participation in a race; or
c: practicing OR qualifying for a race.
A race means ANY competition for speed or endurance
whether against another competitor OR against TIME:
2: being used at a:
a: racing facility; or
b: facility or roadway temporarily designated
for speed, time, racing, or performance driving events.
This includes BUT is not limited to the use of "your covered
auto" at a performance driving school. an above legal speed
rally, OR a closed road rally."
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